Save energy before you spend

There are some simple practical tips to save money on your bills at home. If you put all of the money you’ve saved to one side, your dream holiday will become a reality in next to no time. Try these top tips and you could save an average of £300 per year on energy bills.

eco-house

  • Use energy saver light bulb – Each bulb could save you up to £7 per year. Replace 15 bulbs and that could save you over £100. Now you can get stylish, dimmable and warm light energy saver bulbs so you don’t have to compromise on the mood of your rooms or style either. There is an energy saver equivalent for nearly all light fitting types, including halogen.
  • Insulate your home – 40% of heat is lost through walls, windows, doors and the ceiling. insulate your home properly, and you’ll be able to turn down the thermostat.
  • Turn the heating down – By turning your heating down by as little as 1°C you can save up to 10% on your energy bills. Only heat the rooms you use when you use them.
Home energy
Click here to get the best UK electricity and gas deals at www.deneco.co.uk
  • Switch it off – On average we waste £50 per year by leaving appliances such as TVs and DVD players on stand-by. Use 24 hour timer switches, motion sensor light control and energy saver remote control sockets to turn appliances off at the source.

 

For property investment in the UK from start to finish, Please Contact me

Dennis Bebo – MSC, BSC, DEA, CeMAP

TA DenEco Consultancy – www.deneco.co.uk

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Property Purchase: What does tenants in common & joint tenants ownership means?

In UK property purchase in spite of the word ‘tenants’, this has nothing to do with renting the property. It’s all to do with what happens if one of the property owner dies.

Joint tenants – If your names are written on the deeds as ‘joint tenants’ then if one of you dies the other one (the survivor) gets the whole of the property straight away.

Tenants in common – If your names are written on the deeds as ‘tenants in common’ then if one of you dies, the will is examined to see what should happen to their share. If there is no will, there are rules about this and they should be followed. Tenants in common is usually used where either party has children by a previous relationship and wants to make sure that on their death, their share of the house goes to their children.

If one person is putting more than the other then as tenants in common you can hold it in unequal shares for example 70 per cent to one, 30 per cent to the other. However in this case you should consider drawing up a Trust Deed as well to protect your interest. It is best to seek professional and legal advice.

 

 

For property investment in the UK from start to finish, Please Contact me

Dennis Bebo – MSC, BSC, DEA, CeMAP

TA DenEco Consultancy – www.deneco.co.uk

Property Purchase: At what point am I committed and cannot pull out?

In UK property purchase, the key point is when contracts are exchanged – right up until that point any party in the chain can withdraw with no penalty. This can lead to financial lost, tears, anger and lots of frustration.

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Once contracts are exchanged everyone is bound by the terms of the contract – if anyone wants to pull out after that point it will cost them many thousands of pounds, as a starting point it is usually 10 per cent of the purchase price and then any damages that flow from their actions. Because of this, generally the best advice is to buy the property and put it on the market as soon as you can. Depending on the market at that time you may lose a little money, but potentially considerably less than if you’d withdrawn from the sale.

 

For property investment in the UK from start to finish, Please Contact me

Dennis Bebo – MSC, BSC, DEA, CeMAP

TA DenEco Consultancy – www.deneco.co.uk

Climate Change: Global flood emergency crisis

Global flood emergency, evacuation, disruption, destruction of properties and even death has been seen all over the world in Europe, Asia, African etc

Europe

UK – Evacuations After Heavy Rain and Floods in Northern and Central England. 8 November, 2019. Parts of northern and central England saw around a month’s worth of rain on 07 November, 2019. Rivers in South Yorkshire, Nottinghamshire and most of the north of England. Rescuers pull a boat through floodwater in Fishlake, Doncaster

Italy – Parts of the Italian city of Venice have been left under water after the highest tide in more than 50 years. The waters peaked at 1.87m (6ft), according to the tide monitoring centre. Only once since records began in 1923 has the tide been higher, reaching 1.94m in 1966. People wade through water in St Mark's Square

 Asia

India – Monsoon floods hit more than 25 million people in S. Asia By Robin Gomes More than 25 million people are hit by flooding due to the torrential monsoon rains in Bangladesh, India, Nepal and Myanmar, with more than half a million people displaced, according to humanitarian groups collaborating with United Nations agencies. Death toll rises to more than 660 in South Asia. Severe floods and lightning kill at least 666 across India, Nepal, Bangladesh and Pakistan as monsoon takes its toll.

Japan – At least nine people are reported dead as Japan recovers from its biggest storm in decades. Typhoon Hagibis triggered floods and landslides as it battered the country with wind speeds of 225km/h.

Africa

Mozambique – The floods in Mozambique, one of Africa’s poorest countries, have already destroyed 5,756 homes, affecting 15,467 households and 141,325 people.

Central African Republic – More than 6,000 people have lost their homes to flooding in Bangui, the capital of the Central African Republic. Heavy rains have worsened the plight of residents following the outburst.

South Africa –  Durban floods; Seventy people died in floods that ravaged parts of the coastal province of KwaZulu-Natal in South Africa’s southeast, local authorities said.

Global Initiatives and actions are required to address one of the critical issues of our time.

 

UK Homeless Crisis: 150 homeless families in Oldham

‘Shocking’ figures show that nearly 150 families in crisis are stuck living in temporary accommodation in Oldham.

The town hall’s housing boss told councillors there there are more than double the number of ‘homeless households’ turning to the council for help than last year.

Coun Hannah Roberts told the full council meeting: “The figures are shocking and show a marked increase in families in crisis in Oldham.”

She was responding to a question from St Mary’s ward Councillor Nyla Ibrahim, who asked how many families are living in temporary accommodation waiting for a new home, compared to 2018.

“What action is needed to solve this crisis?,” she asked.

The meeting was told that in quarter two of last year – April 1 to June 30 – there were 67 households in temporary accommodation.

In the same period this year, there were 148 families in temporary accommodation, with 146 still not placed into a permanent home.

Source: Manchester Evening News