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Prince Charles says Climate Change is the World’s greatest threat & calls for a green economic solution

The Prince of Wales has told leaders that the world is in the midst of a climate crisis, as he announced plans for his own environmental initiative.

 

Speaking at the World Economic Forum in Davos, Switzerland, he called the effects of climate change the “greatest threats humanity has ever faced” and are “largely of our own creation”

 

The prince hopes his Sustainable Markets Council – which will bring together leaders from the public and private sectors, charitable organisations and investors – can help to identify ways to rapidly decarbonise the global economy.

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Citing his decades of campaigning, he said: “Do we want to go down in history as the people who did nothing to bring the world back from the brink, in trying to restore the balance, when we could have done? I don’t want to.”

He also called for a change in taxes to encourage consumers to make environmentally beneficial decisions.

“It is time to think about how we properly deploy taxes, policies and regulation in a way that catalyses sustainable markets.

“For a transition to take place, being socially and environmentally conscious cannot only be for those who can afford it. If all the true costs are taken into account, being socially and environmentally responsible should be the least expensive option because it leaves the smallest footprint behind.”

 

The prince was criticised by some for flying to the summit on a chartered plane, before making the two-hour car journey from the airport to Davos in a fully electric Jaguar car.

The royal also meet teenage activist Greta Thunberg in Davos

The 71-year-old Prince has been advocating environmental causes since before Thunberg, 17, was born.

 

Speaking to CNN after the meeting, he said: “She’s remarkable. She represents one of the main reasons why I’ve been trying to make all this effort all these years because, as I said, I didn’t want my grandchildren to accuse me of not doing something about this in time and of course there they are.

“All her generation, almost my grandchildren if you know what I mean, are all desperate because not nearly enough has happened – we’ve left it so late.”

Source: iNews

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5 tips on how to stay on top of your finance & mortgage

Knowledge is power – People are living increasingly hectic lifestyles and this lack of spare time means many mortgage-holders put reviewing their finances and mortgage. Keeping on top of your money matters should be a priority and doesn’t necessarily have to be a laborious, time consuming task. And, the reality is that circumstances change – interest rates fluctuate, commodity prices fluctuates, our personal situations change, such as jobs and family affairs – so being equipped with knowledge about the health of your finances and planning ahead is a necessity to overcome most financial challenges in life.

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How to review your finance and mortgage

  1. Check your current statement(s) – to see what you’re paying, when any special deal or contract ends, what happens at the end of your deal or contract and the balance left to pay.
  2. Check if you’re still on a good deal – compare like for like current market deals or contracts.
  3. Check if and when you can switch – to get a better deal if available.  It makes sense to start shopping around a few months before any special deals ends. Switching can cut down your monthly payments but you’ll need to weigh up theses monthly savings or other benefits against the costs of making the switch.
  4. Make a list of all your incomes and expenses – prioritise your mandatory expenses and work on maximising your disposable income by reducing where necessary your lifestyle expenses.
  5. Make saving a habit – save as much as you can not just money but energy and the environment. Remember the saying ‘if you fail to plan, you have already plan to fail’.

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UK Soldier commit suicide over £13k debt used for property investor training

A soldier killed himself after paying £13,000 for training with a property company that promises to help people become “financially free”.

The family of army reservist Danny Butcher, 37, said he never made the money he thought he would.

Dozens of people want refunds from Property Investors, which has been described as operating like a “cult”.

The company, run by former illusionist Samuel Leeds, said: “People should only purchase courses they can afford.”

Mr Butcher, from Doncaster, had spoken about his mental health in the past and his family said he had existing debt before he took on loans and credit card debt to pay Property Investors.

His family said he had been led to believe he would make enough money from property deals and rental income to replace a wage or salary.

Mr Butcher’s widow Charlotte, 32, said: “I think that he felt that he’d let everyone down, that he’d messed everything up and that there was no way out of it.

Danny and Claire on their wedding day
Mr Butcher took his own life just 11 weeks after his wedding

“All he wanted was his own chance at making something of himself for me and his son, he saw this as his opportunity.

“Obviously taking out all of the loans, he put himself on the line, but it was a bit like ‘yeah it’s scary but without risk there’s no reward’.

“He genuinely thought this was his chance because of how easy they made it all sound.”

Property Investors puts on free two-day crash courses, offering people the option to sign up to a training academy where they will learn how to become “financially free” by investing in property.

The company described Mr Leeds as having “found his own success” after attending training courses, with his wealth coming “primarily from his property investment activity”.

Mr Leeds posts videos on YouTube nearly every day promoting his methods. In one he joked that he would punch people in the throat unless they subscribed to his YouTube channel.

In one clip he promises to work one-on-one with his customers, to provide “a custom, tailored, bespoke plan” and “hold your hand, make it happen”.

Mr Butcher attended a free course in March with his brother-in-law Glyn Jones.

Mr Jones said: “It felt like brainwashing, like a religious cult kind of thing but done on a much smaller scale.

“What he’s offering never appears, I don’t see how it can.”

According to his wife, Mr Butcher’s “gut instinct” told him not to sign up for the academy and he held out for two days before changing his mind, swayed by the promise of exclusive mentorship and one-to-one training.

Mr Butcher’s family said he did not get the support he had been promised.

The company said academy members had access to weekly video calls and monthly webinars with specialist property coaches.

After failing to make any money, Danny Butcher took his own life in October.

Source: BBC News

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UK Property fraudster set to payback £5.3m

Edwin McLaren, of Bridge of Weir, was jailed alongside his wife Lorraine in 2017 for £1.6m fraud scheme.

Prosecutors are seeking more than £5 million from a fraudster who was convicted after Scotland’s longest ever criminal trial.

Edwin McLaren , 54, now faces the prospect of having to hand over more than £5.3 million to the Crown under proceeds of crime legislation.

Prosecutors previously sought £1 million and then £3 million from McLaren, of Bridge of Weir.

But now the Crown has revised the figure being sought from McLaren.

The dad of two, who was jailed alongside his wife Lorraine, accused prosecutors of incompetence during a hearing at the High Court in Edinburgh yesterday.

He said: “The figure has now reached £5 million.

“When I was convicted, it was £1 million.

“Then it was £3 million and it was £3 million a few weeks back.

“It’s now £5 million – the Crown seem to be in disarray.

“The people who are doing this don’t know what they’re doing.”

McLaren was jailed for 11 years in 2017 for his involvement in a £1.6 million property fraud scheme.

He was found guilty of 29 charges after a trial at the High Court in Glasgow that began in September 2015 and heard evidence over 320 days.

His 54-year-old wife Lorraine was found guilty of two charges involving a fraudulent mortgage application on their own home and money laundering involving a sum of £128,000.

During his trial, a court heard how McLaren preyed on vulnerable people by arranging for their title deeds of their homes to be transferred to his associates without the victims’ knowledge.

The estimated cost of the 20-month trial was £7.5 million.

Jurors heard of the couple’s lavish lifestyle which included luxury holidays in Dubai and spending £100,000 on a ring and private schools for their children.

McLaren, who drove a Bentley, was described by trial judge Lord Stewart as showing “breathtaking dishonesty”.

The fraudster left victims out of pocket and in some cases homeless.

At a hearing last month, McLaren told Lord Arthurson that prosecutors were seeking to seize his £800,000 home in Bridge of Weir.

Source: BBC News

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