Save energy before you spend

There are some simple practical tips to save money on your bills at home. If you put all of the money you’ve saved to one side, your dream holiday will become a reality in next to no time. Try these top tips and you could save an average of £300 per year on energy bills.

eco-house

  • Use energy saver light bulb – Each bulb could save you up to £7 per year. Replace 15 bulbs and that could save you over £100. Now you can get stylish, dimmable and warm light energy saver bulbs so you don’t have to compromise on the mood of your rooms or style either. There is an energy saver equivalent for nearly all light fitting types, including halogen.
  • Insulate your home – 40% of heat is lost through walls, windows, doors and the ceiling. insulate your home properly, and you’ll be able to turn down the thermostat.
  • Turn the heating down – By turning your heating down by as little as 1°C you can save up to 10% on your energy bills. Only heat the rooms you use when you use them.
Home energy
Click here to get the best UK electricity and gas deals at www.deneco.co.uk
  • Switch it off – On average we waste £50 per year by leaving appliances such as TVs and DVD players on stand-by. Use 24 hour timer switches, motion sensor light control and energy saver remote control sockets to turn appliances off at the source.

 

For property investment in the UK from start to finish, Please Contact me

Dennis Bebo – MSC, BSC, DEA, CeMAP

TA DenEco Consultancy – www.deneco.co.uk

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UK Election: Lim Dems pledge £100bn climate fund

A Liberal Democrat government would spend £100bn tackling the effects of climate change and protecting the environment, the party’s deputy leader has announced.

Sir Ed Davey said the five-year investment would “jump-start” efforts to combat the “climate emergency”.

The pledge would be funded through borrowing and tax changes, to be set out in detail in the party’s manifesto.

The Conservatives and Labour both have targets to reduce carbon emissions.

Sir Ed, who served as secretary of state for energy and climate change in the coalition government, said his party would “decarbonise capitalism” if elected.

He said a Lib Dem administration would be a “government of business” by stopping Brexit, increasing investment in infrastructure, and promoting new green jobs.

Speaking in Leeds, he also pledged his party would build a new tram or metro system in the West Yorkshire city.

Sir Ed, who is also the party’s finance spokesman, said the climate investment would include a new £10bn “renewable power fund” to leverage more than £100bn of extra private climate investment.

“This will fast track deployment of clean energy, to make Britain not just the world leader in offshore wind, but also the global number one in tidal power too.

“And we will invest £15bn more to make every building in the country greener, with an emergency ten-year programme to save energy, end fuel poverty and cut heating bills.”

The party said the policy would be funded through £85bn of borrowing and £15bn raised through tax changes, which will be detailed in its manifesto.

Sir Ed also attacked the “fantasy economics” of Prime Minister Boris Johnson and Labour leader Jeremy Corbyn, claiming that the spending plans unveiled by the two parties represent a “debate between fantasies”.

“Fantasies born of nostalgia for a British Imperial past. Competing with fantasies from a failed 1970s ideology.”

Source: BBC News

Property Purchase: What does tenants in common & joint tenants ownership means?

In UK property purchase in spite of the word ‘tenants’, this has nothing to do with renting the property. It’s all to do with what happens if one of the property owner dies.

Joint tenants – If your names are written on the deeds as ‘joint tenants’ then if one of you dies the other one (the survivor) gets the whole of the property straight away.

Tenants in common – If your names are written on the deeds as ‘tenants in common’ then if one of you dies, the will is examined to see what should happen to their share. If there is no will, there are rules about this and they should be followed. Tenants in common is usually used where either party has children by a previous relationship and wants to make sure that on their death, their share of the house goes to their children.

If one person is putting more than the other then as tenants in common you can hold it in unequal shares for example 70 per cent to one, 30 per cent to the other. However in this case you should consider drawing up a Trust Deed as well to protect your interest. It is best to seek professional and legal advice.

 

 

For property investment in the UK from start to finish, Please Contact me

Dennis Bebo – MSC, BSC, DEA, CeMAP

TA DenEco Consultancy – www.deneco.co.uk

Property Purchase: At what point am I committed and cannot pull out?

In UK property purchase, the key point is when contracts are exchanged – right up until that point any party in the chain can withdraw with no penalty. This can lead to financial lost, tears, anger and lots of frustration.

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Once contracts are exchanged everyone is bound by the terms of the contract – if anyone wants to pull out after that point it will cost them many thousands of pounds, as a starting point it is usually 10 per cent of the purchase price and then any damages that flow from their actions. Because of this, generally the best advice is to buy the property and put it on the market as soon as you can. Depending on the market at that time you may lose a little money, but potentially considerably less than if you’d withdrawn from the sale.

 

For property investment in the UK from start to finish, Please Contact me

Dennis Bebo – MSC, BSC, DEA, CeMAP

TA DenEco Consultancy – www.deneco.co.uk

Man City Footballer Rahaem Sterling buys row of terrace houses to kick start Fiancee’s Property business

Raheem Sterling’s fiancée Paige Milian, 22, who has a young son with Raheem, announced that they had bought the complex on Instagram .

She wrote: “After months of studying property development, I achieved my qualification to become a property developer in 2018.

 

“We then started a search of properties to add to our portfolio and was then successful in purchasing six brand new houses.

“We plan to add more projects to our portfolio in the future.”

The six new two-bedroom houses are in an unfashionable part of Stockport

The 24-year-old snapped up the six two-bedroom houses in an unfashionable part of Stockport, Greater Manchester, for an estimated cost of £166,000 each.

 

For property investment in the UK from start to finish, Please Contact me

Dennis Bebo – MSC, BSC, DEA, CeMAP

TA DenEco Consultancy – www.deneco.co.uk

Climate change: Airlines putting profit before planet through “Fuel tankering”

A British Airways whistleblower has revealed an industry-wide practice that deliberately adds weight to flights, increasing greenhouse gas emissions.

“Fuel tankering” sees planes filled with extra fuel, usually to avoid paying higher prices for refuelling at their destination airports.

It could mean extra annual emissions equivalent to that of a large town.

BA said it was common to carry extra fuel for “operational, safety and price reasons”.

BBC Panorama has discovered the airline’s planes generated an extra 18,000 tonnes of carbon dioxide last year through fuel tankering.

John Sauven, Greenpeace UK’s executive director, told the BBC this was a “classic example of a company putting profit before planet”.

He added: “This is why we can’t afford another decade of believing corporate greenwash and waiting for the voluntary carbon reductions to appear.

“We need tough regulations to limit aviation’s emissions, because so long as there’s money in polluting, they’ll pollute as much as they can.”

Source: BBC News