What is the first thing people do after moving into a new home?

Moving into your first property can be a long, complex and emotional process. For some, it can take a while to finally settle into their new home.

According to a recent Zoopla survey, the majority of people need from one week to a month after they’ve moved in to feel like they’re in a place they can call home:

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First things first

When it comes to settling into their new homes, people divide their time between the practical and the fun.

More than a third of respondents (37%) gave their property a deep clean on the day they moved in, while a fifth (19%) decided to set up council tax and utilities. Impressive organisational skills.

However, it’s not all work and no play. One in five respondents (20%) skipped cooking and ordered takeaway on their first day and another one in four (25%) got intimate with their partners:

Zoopla asked over 2,000 people, both existing homeowners and first-time buyers, to find out

What do people do on move-in day? 

  • Give the property a deep clean – 37%
  • Get intimate with a partner – 25%
  • Order a takeaway – 20%
  • Set-up council tax or utilities – 19%
  • Have your first argument – 10%
  • Entertain family – 7%
  • Make home improvements – 7%
  • Entertain friends – 4%

Source: Zoopla Property News

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Property move: Booking your removals company

Whether you are going to go the whole way and get a removals company to do it all for you, do it yourself or go half-and-half option, you should start planning as soon as you have had an offer accepted.

 

Moving house is the perfect opportunity to clear out the cupboards and de-clutter to get rid of items you no longer need. Make some phone calls or get online quotes from at-least three or four companies operating in your area. The earlier you start doing this, the more time you will have to compare services and prices.

Be honest about the amount of furniture and other items you need to move so they can give you an accurate quote and allocate the correct size van or lorry and number of staff to send on the day.

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10 things to do between property purchase exchange and completion

Before the completion of your residential property purchase, there are few things you can do between exchange and completion. This process can typically take about two weeks.

  1. Make sure that you have re-set up any direct debits/standing orders in your new address.
  2. Reconfirm dates and times with your removals company, and make sure they have your new address details, including any restriction and information on parking.  Make sure they have your mobile phone number and an alternative mobile number if available so they can contact you en route if necessary.
  3. If you are paying for your possessions to be packed for you, its worth singling out any particular precious, valuable or breakable pieces and packing them separately yourself. Mark the boxes ‘fragile’ if they’re going to be loaded onto a removals van or lorry.
  4. If you’re packing yourself obtain some creates/boxes from your local removals company and do the packing on time especially the precious, valuable or breakable items so they can be properly and safely done.
  5. Make a list of what to pack last and to unpack first at the other end, and set aside a box or two for theses items. Typically this list will include household essentials such as toilet rolls; a small selection of crockery and cutlery, including mugs and teaspoons; a kettle; tea, coffee and sugar; milk; snacks; light bulbs; a torch; a selection of fuses; a couple of saucepans, utensils; a tea towel and hand towel; a wiping-down cloth; cleaning materials; bedding and pyjamas ; slippers; washbag; phone charger, alarm clock.
  6. Agree a time with your estate agent or solicitor when you can collect your new keys and hand over your old keys.
  7. Arrange for any utilities re-connections that require access to your new address to coincide with you getting access to the property.
  8. Register with a new doctor, dentist and/or other health provider(s) in your new area.
  9. If you have any regular deliveries or services at your old address, such as window cleaning, milk food, newspaper deliveries and so on, arrange to have them cancelled in good time and settle any unpaid accounts. Start to use up foods from the fridge and freezer.
  10. If you have pets make arrangement for them and think about what plants, if any, you might want to take with you with the agreement of the next tenant/owner.

 

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Dennis Bebo – MSC, BSC, DEA, CeMAP

TA DenEco Consultancy – www.deneco.co.uk

 

Renting a property in the UK: Using an agent or going it alone?

Renting a property in the UK required a great deal of  time and money. If you don’t have the time and experience, it’s advisable to use an agent.  If you do have time and experience the extra effort and expense should help to maximise the eventual rental income.

 

 

There are a number of things you will need to take into consideration before tenants move in and the rent payments lands in your bank account.

Good condition

Firstly, you need to ensure that the property is in good condition. Try and put yourself in a tenant’s shoes – if you were searching for a house to rent and you came to have a look around this property, what would be your first impression? If your property is well-maintained and looks in good condition, it will be easier to rent out at a good rental price.

Safety first

Beyond first impressions, there are some safety checks you are legally required to complete before you rent out your property. You must have a gas-safety inspection carried out by a Gas Safe Register accredited engineer. All electrical appliances must also be checked and certified as safe. All upholstered furniture must be passed as fireproof, and must have a sewn-in label attesting to this. Any upholstered furniture that does not have this label should be removed from the property before tenants move in. Landlords are also required by law to have an Energy Performance Certificate (EPC). This must be carried out by a domestic energy assessor, who will assess the energy efficiency of the property.

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Using an agent

If you choice to use a lettings agent to rent out your property, they will do so for a fee of around 10 per cent of the annual rent. They will market your property and bring prospective tenants round to view it. Once they have found tenants for you, their involvement stops, unless you ask them to manage the property for you. They will usually charge a fee of around five per cent of the annual tent for this. this means that tenants will deal directly with the agents on any issues relating to the property – from repairs to giving notice.  Always get at least three different letting agent to give you an estimate of how much you can rent your property for, what fees they charge and what services they offer before choosing the on that best suit you. The main benefit of renting your property through an agent is that they will do all the work for you.

Going it alone

For those who have the time and experience of finding tenants themselves and working out their own arrangements for managing the property, then there is nothing to stop you from renting it out independently. Doing this will save you money and give you more control over not only who the tenants are, but also the tradespeople you allow into the property. The reality is that it is the good properties that are easiest to rent independently. Tenants tend to go for the ones that are fairly priced, well maintained, close to public transport and well described. Avoid wrong and over the top description of the property, it’s just a waste of everyone’s time.

Finding tenants  

When people come to view your property, it is helpful to have someone else with you to get a second opinion on the prospective tenant and also for safety reasons. To save time it’s sensible to have several people come to view at the same time, it also add a feeling of competition within the prospective tenants to act fast. When you have found tenants for your property, make sure you have sufficient information about them so you can assess the risk in accepting the tenancy. This means checking bank statements, as well as taking out full credit history on a tenant. You should also check their current and previous employment status, as well as their renting history and references. If you find the tenants yourself, but are unable to manage the property once they moved in, you can employ a managing agent to do that for you.

The financial side

Whether you rent your property through an agent or independently, you must be realistic about money. When budgeting and setting the rent, landlords are generally advised to factor in eight weeks a year for the property to be empty. If the times between rental periods are less than this then the extra revenue can be viewed as bonus. You should also take out specialist building and contents insurance such as landlord insurance, as without a specific reference to letting in your policy you may be uninsured. Also, consider insuring against the tenant defaulting. This normally covers both rent and legal expenses. You most also inform your mortgage lender that you will be renting out your house otherwise it might render your mortgage invalid. Similarly you are required to register your rental income for tax purposes. It is mandatory for landlords to comply with the Tenancy Deposit Scheme (TDS) legislation. which requires all deposits to be registered with (and in some cases held by) a government – approved scheme.

The Legal side

A tenancy agreement is required as a legal contract. if you are letting through an agency, the agent will draw up a contract for the period of the tenancy, but if you are letting it independently you will need to draw out your own contract with the tenants. You can download contracts from the internet or buy them off the shelf from shops such as WH Smith, but this is not recommended. It is advisable to seek legal advice before entering into any contractual agreements. Make sure you also prepare a full, detailed inventory of the property. This should include the condition of all contents, as well as walls, ceilings, doors and fixtures and fittings – to make sure there is no surprise claims.

Finally, it’s very important to provide good level of service to your tenant to hold onto them for as long as possible. If they are unhappy with the service you provide they will leave. As a landlord, you are essentially a caretaker, and you will need to make sure that maintenance work is being carried out as when required, whether you arrange it yourself or paying an agent to do it.

For property investment in the UK from start to finish, Please Contact me

Dennis Bebo – MSC, BSC, DEA, CeMAP

TA DenEco Consultancy – www.deneco.co.uk

What to expect from a professional removals service?

Making moving home a relatively stress-free process is all in the preparation and the removal service used. You have the choose of moving everything yourself or employ the service of a removal service.

Below are what you should expect from a professional removals service;

  • Removals companies should bring packing materials designated for the task, such as long cartons for linen, wardrobe cartons (with a bar to hang clothes on), lampshade cartons and even golf club cartons. Furniture should be protected from scratches and dents by a bubble blanket or special covers.
  • You can choose a range of packing services from a full pack – where the removals team packs everything – to a fragile pack where the team packs the fragile items only.
  • The removals team will pack and wrap your belongings and load them onto a van or lorry using packing and loading standards. At your home the team will unload, unpack and place the goods onto flat surfaces – you will need to direct them as to where each item of furniture should be put.

Note: If you are moving with children, you will need to think about who will mind them while you are supervising the move or packing and moving everything yourself.

For property investment in the UK from start to finish, Please Contact me

Dennis Bebo – MSC, BSC, DEA, CeMAP

TA DenEco Consultancy – www.deneco.co.uk