Barclays Bank set a net zero carbon target

Barclays said it planned to set a net zero by 2050 carbon target, to be voted on by shareholders at its forthcoming annual general meeting in May.

The bank said it would also commit to align its financing activities with the goals and timelines of the Paris Agreement.
See the source image
‘The alignment of Barclays’ portfolio will start with the energy and power sectors, and will cover all sectors over time,’ the company said.

‘Barclays will provide the transparent targets required to judge its progress and will report on them regularly, starting from 2021.

Pls Comment, like and share

Thinking of buying a property?

Need help with residential and commercial property purchase/finance in the UK from start to finish, Please Contact me

Selling or renting your property in Greater Manchester? Get same day EPC for £45 only

Dennis Bebo – MSC, BSC, DEA, CeMAP

TA DenEco Consultancy – www.deneco.co.uk

Use of technology for your building projects

Building projects is now very much linked to the use of computer generated materials. This does not mean to say that your project will suffer if you do not use computers and computer-aided material. However, one of the major problem with producing material by hand is that it takes a long time, and if you need to update or amend something it can become quite tedious. Another problem is that if your writing is not clear it may be misinterpreted.

See the source image

Advantages of using technology

  • information can be produced and sent electronically
  • Save time and speed up communication.
  • Ensure orders and specifications are clear and done in good time
  • Can be easily stored, retrieve and resent
  • Can be sent to multiple recipient at the same time
  • Saves resources and cost
  • environmentally friendly

To get the best of technology, it is worth pointing out that with the advancement of technology, digital cameras are now widely available at very reasonable prices. It is worth investing in one even if you do not own or use a computer. Alternatively you can use your mobile phone if it has a good digital camera. You can take and store hundreds of pictures of your project and documents without having them processed or printed. This may be vitally important in the event of any discrepancies and clarifications. If there is a problem or situation that is of urgent concern, the pictures can be sent electronically. This gives the person at the receiving end a visual aid and therefore action may be taken more quickly.

Pls Comment, like and share

Thinking of buying a property?

Need help with residential and commercial property purchase/finance in the UK from start to finish, Please Contact me

Selling or renting your property in Greater Manchester? Get same day EPC for £45 only

Dennis Bebo – MSC, BSC, DEA, CeMAP

TA DenEco Consultancy – www.deneco.co.uk

How to read your smart meter and get the best from it

The major benefits of smart meters is that you no longer have to take manual readings, as your meter data is recorded automatically. Your smart meter is in constant communication with your energy supplier, ensuring that your energy bills are accurate and based on the most up-to-date figures – no more meter readings and no more estimates! However, if you would like to keep taking smart meter readings to keep an eye on your energy use, here’s how to manually read a smart meter.

Reasons to take a manual smart meter reading

  • You’ve switched energy providers and your smart meter isn’t compatible with your new supplier’s systems.
  • Stay in control of your energy use by setting budgets and comparing your energy use across the day/week/month.

How to manually read a smart meterSee the source image

If you prefer to take electricity and gas readings for yourself, here’s how you can check how much energy you’re using by reading your smart meter. You can read your smart meter by taking a look at your in-house smart meter display unit. This display will show you your daily, weekly or monthly energy use in terms of money, kilowatt hours and carbon emissions.

How to read a smart meter

Remember that when you got your new smart meter installed, the readings began from 0, so you will have a new set of readings – they won’t carry over from your old meter. Not all smart meters look exactly the same, but we’ve put together this guide that applies to most smart meters.

Your smart meter will generally display:

  • A budget market
  • Battery status
  • Time
  • Text area
  • Touch buttons
  • Light indicators
  • Costs and consumption
  • Fuel view
  • Energy display dial
  • Wireless signal strength
    how to read a smart meter

How to read a smart electric meter

Your electricity consumption is measured in kilo-watt hours (kWh), so this is the number you’ll need to look for. You won’t need to record the numbers after the decimal place. Here’s how to read different types of smart electricity meters

How to read smart electricity meter with a keypad

See the source image

  • Press ‘9’ on the keypad
  • A series of letter will appear
  • You’ll then see eight digits on the screen followed by the letters ‘kWh’.
  • These digits are your meter reading; in this case,

How to read an Economy 7 smart meter

This type of meter takes records day and night usage.
How to read an Economy 7 smart meter

  • Press ‘6’ on the keypad until the letters ‘IMP R01’ followed by eight digits appear (usually your night/off-peak reading).
  • Keep pressing ‘6’ until you see ‘IMP R02’ followed by eight digits (usually your peak/normal reading).
  • Use the digits ahead of the decimal points as you readings.

    How to take a smart meter reading if you have two buttons

    How to take a smart meter reading if you have two buttons

  • Press the ‘Display Select’ or ‘Display’ button.
  • The meter display will then scroll through to the meter reading.
  • Look for the number followed by kWh – this is your meter reading.

How to take an electric smart meter reading if you have A and B buttons

  • Press the A button
  • Keep pressing until you reach ‘TOTAL ACT IMPORT’.
  • The number shown below this is your meter reading.

OR

  • Press and hold the A button for at least two seconds.
  • Keep pressing A  to cycle through the displays.
  • The numbers you see followed by kWh is your meter reading

How to take a smart meter reading if your meter has 3 buttons

  • Press the button in the middle.
  • Your meter reading is the number shown below IMP.
  • If you have a two-rate meter, R1= Rate 1; R2 = Rate 2; T = total.
  • You can see all readings by pressing the middle button again.

If you have a button on the left and two buttons on the right:

If you have an orange button on the left and blue buttons on the right:

  • Press the single button.
  • You’ll see a row of digits with kWh – this is your meter reading.

How to read a smart gas meter

Both gas and electricity smart meters have a numerical keypad. Here’s what to do if you want to take a traditional meter reading:

How to read a gas smart meter if you have a keypad

How to read a gas smart meter if you have a keypad

  • Press 9 on the keypad.
  • You’ll see VOLUME on the screen
  • You’ll then see a row of digits followed by M3 at the bottom right – this is your gas meter reading.

 

How to read a gas smart meter if you have A and B buttons

How to read a gas smart meter if you have A and B buttons

  • Press the A button.
  • Keep pressing until you get to METER INDEX.
  • The digits shown below this is your meter reading.

    How to read a gas smart meter if you have a left arrow, a circle and a right arrow

    How to read a gas smart meter if you have a left arrow, a circle and a right arrow

  • Press the circle button in the middle.
  • Your screen will show ‘current meter reading’ at the top.
  • The row of digits followed by M3 is your meter reading.

How to read your smart gas meter if you have 3 square buttons

How to read your smart gas meter if you have 3 square red buttons

How to read your smart gas meter if you have 3 square red buttons

Your buttons may or may be labelled or unlabelled.

  • Press the button on the left.
  • You’ll see a row of digits followed by M3 – this is your smart meter reading.

How to read your smart gas meter if you have arrows to the right of the screen

How to read a gas smart meter

  • Press the arrow at the top.
  • You’ll see a row of digits followed by M3 – this is your meter reading.

See the source image

We hope that this guide is useful in helping you to take a manual meter reading from your smart meter and help you with home energy management to reduce your energy usage to save on energy bills and the environment, Please don’t hesitate to get in touch if you need any help!

Pls Comment, like and share

Thinking of buying a property?

Need help with residential and commercial property purchase/finance in the UK from start to finish, Please Contact me

Selling or renting your property in Greater Manchester? Get same day EPC for £45 only

Dennis Bebo – MSC, BSC, DEA, CeMAP

TA DenEco Consultancy – www.deneco.co.uk

5 tips on how to stay on top of your finance & mortgage

Knowledge is power – People are living increasingly hectic lifestyles and this lack of spare time means many mortgage-holders put reviewing their finances and mortgage. Keeping on top of your money matters should be a priority and doesn’t necessarily have to be a laborious, time consuming task. And, the reality is that circumstances change – interest rates fluctuate, commodity prices fluctuates, our personal situations change, such as jobs and family affairs – so being equipped with knowledge about the health of your finances and planning ahead is a necessity to overcome most financial challenges in life.

See the source image

How to review your finance and mortgage

  1. Check your current statement(s) – to see what you’re paying, when any special deal or contract ends, what happens at the end of your deal or contract and the balance left to pay.
  2. Check if you’re still on a good deal – compare like for like current market deals or contracts.
  3. Check if and when you can switch – to get a better deal if available.  It makes sense to start shopping around a few months before any special deals ends. Switching can cut down your monthly payments but you’ll need to weigh up theses monthly savings or other benefits against the costs of making the switch.
  4. Make a list of all your incomes and expenses – prioritise your mandatory expenses and work on maximising your disposable income by reducing where necessary your lifestyle expenses.
  5. Make saving a habit – save as much as you can not just money but energy and the environment. Remember the saying ‘if you fail to plan, you have already plan to fail’.

Pls Comment, like and share

Thinking of buying a property?

Need help with residential and commercial property purchase/finance in the UK from start to finish, Please Contact me

Selling or renting your property in Greater Manchester? Get same day EPC for £45 only

Dennis Bebo – MSC, BSC, DEA, CeMAP

TA DenEco Consultancy – www.deneco.co.uk

Remortgaging soars by about 13% with competitive rates

The number of people remortgaging has soared to a two-year high as homeowners take advantage of lenders’ end-of-year price war to lock into a good deal.

A total of 37,769 mortgages were approved for people switching to a new deal in October, 12.7% more than in the same month of last year, according to industry body UK Finance.

Mark Harris, chief executive of mortgage broker SPF Private Clients, said: “As we head towards the end of the year, and lenders jostle for what business there is out there, there are some incredible deals on the market to attract borrowers.”

There was also an increase in the number of mortgages approved for house purchase, with these rising 3% year-on-year to 46,631, despite the uncertainty caused by the General Election and Brexit.

End of year competition among lenders is great news for anyone looking to remortgage.

Halifax is currently offering a two-year fixed rate mortgage of 1.08% for people with a 40% deposit, while NatWest is offering a two-year deal of 1.25% for those with a 25% deposit.

Rates ate only slightly higher for homeowners who want to fix for five years, with Virgin Money offering a deal of 1.46% for people borrowing 65% of their home’s value.

Nationwide, Halifax, NatWest and Royal Bank of Scotland all have five-year fixed rate loans with rates below 1.6%

Source: Zoopla Property News

 

Thinking of buying a property?

Need help with property investment in the UK from start to finish, Please Contact me

Dennis Bebo – MSC, BSC, DEA, CeMAP

TA DenEco Consultancy – www.deneco.co.uk

Home energy saver: Consider your curtains

Heavy curtains with good lining will help to retain the heat in a room and thereby save you energy and money on heating bills.

Remember to draw your curtains at dusk to reduce the heat escaping through your windows and ensure they are not blocking any radiators.

Thinking of buying a property?

Need help with property investment in the UK from start to finish, Please Contact me

Dennis Bebo – MSC, BSC, DEA, CeMAP

TA DenEco Consultancy – www.deneco.co.uk